Chama
Savings groups
A ledger for rotating savings groups. Contributions reconcile against mobile-money statements automatically, and every member gets an SMS receipt — including the ones without smartphones.
Portfolio
Everything here was built for someone with a cheap phone and two bars of signal — a treasurer, a commuter, a shopkeeper, a clinic receptionist. Each one links through to its product page.
Savings groups
A ledger for rotating savings groups. Contributions reconcile against mobile-money statements automatically, and every member gets an SMS receipt — including the ones without smartphones.
Transit
Routes and honest fares for informal transit, crowd-sourced by the people who ride it daily. Maps and fare tables are cached on install, so the app is useful with the radio switched off.
Personal finance
Turns M-PESA transaction messages into a budget: what is safe to spend today, daily and monthly limits, category insights, and an alert before the month runs away.
Productivity
A personal timeline controller rather than a task list. Place a Variant on the timeline, get a Temporal Warning before it is due, then resolve it or shift it — nothing scheduled quietly disappears.
Retail
A stock book for a one-room shop. Scan or type, sell, restock. It never blocks on the network — the day's takings are on the device and sync when there is signal to spare.
Health
A clinic queue that runs over plain SMS. Patients hold their place from home instead of on a bench at 6 a.m., and reception sees the same list on a browser tab.
Next
Tell us the problem, not the feature list.